If you’re already on the property ladder and want to move home, our team of mortgage advisors can guide you through every step towards getting you there. The first thing to do when considering moving house is to establish how much you can borrow so that you can effectively determine what your upper range is and focus your search on those properties that are within your budget.
You should also consider if you are willing to buy your new home in advance of selling your existing property or if you prefer to have sold your house in advance of making a commitment to buy your new home. Your decision in this regard will be determined by market conditions and your own personal circumstances and objectives.
In many respects, moving house is like buying for the first time, but there are more things to do since you are making two transactions (buying and selling) instead of one. You still need to appoint a solicitor, but you may be able to strike a deal for him or her to advise on both the sale of your existing home and the purchase of your new one. As mentioned above, you should have finance in place and can seek approval in principle for the amount that you require.
One of the most important decisions to make, apart from finance, is to decide who will sell your existing property for you. Our sister company, Douglas Newman Good, has branches across the country and in-depth local knowledge in each of them. Click here to make contact with your local branch who can advise you on sales strategy.
You should prepare for your move by shopping around with all home service providers to make sure you are getting the best value for your money.
If you are looking for a property in the Republic of Ireland, try searching with the help of our sister website, www.dng.ie. Douglas Newman Good is the largest seller of residential property in the Greater Dublin area and has significant market share nationally, with its branches located throughout the state.
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Online
Our mortgage team will thoroughly assess your application and any supporting documents to build up an overall picture of how you manage your finances. We want you to take out a mortgage with us but need to make sure you don’t overstretch yourself financially, so this is an important part of the mortgage application process.
Apply
Online
Our mortgage team will thoroughly assess your application and any supporting documents to build up an overall picture of how you manage your finances. We want you to take out a mortgage with us but need to make sure you don’t overstretch yourself financially, so this is an important part of the mortgage application process.