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Unit 1, The Seapoint Building, 44/45, Clontarf Road, Clontarf, Dublin, D03 F4A7

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Address
Distillery Lofts, No.1 The Stables, Distillery Rd, Drumcondra, Dublin 3, D03 Y512
Phone
(01) 643 0900
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Fax
+1 916-875-2235
email
info@wp-domain.ltd
First Time Buyer
Our mortgage specialists will guide you
through the mortgage process.
Switcher
You could save thousands by switching
to a lower mortgage interest rate.
Investment
Investment mortgages for individuals,
companies and pensions. 
PENSIONS

No matter what age you are, planning for your retirement or making sure your pension is on the right track should be a priority. Advice Available For All Age Categories, No Matter Your Age or Occupation. Find A Plan. Your pension aims to help you ensure that your retirement years are spent doing the things you always wanted to.

Where do I start?

The first thing you need to do is establish an approximate amount that you can borrow to buy your home. This amount is based on many factors including your income from employment.

Once you know how much you can borrow, put this together with your own personal resources (e.g. stamp duty cost, savings, inheritance) and you have a fair idea of how much you have at your disposal to buy your home. Note you should also budget for costs associated with the purchase process (e.g. solicitor’s fees, moving costs) and post-purchase costs (e.g., furnishing and decorating your home). Note that you need to have sufficient resources to ensure that the “loan to value” of your mortgage does not exceed a certain percentage (e.g. 92%). Work out all the costs that you need to buy your property (including the purchase price of the property itself). Then subtract the amount that you should be able to borrow (use the mortgage calculator above to do this). The amount you are left with is the amount that you need to finance from your own resources.

How can we help you?

We have relationships with most Irish financial institutions, and are well placed to help you on your road to owning your first home. Contact us on 1890 462 462 to speak to a mortgage advisor.

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Interest rate options

Most financial institutions will offer a variety of interest rate options, but they can be broadly classified into fixed and variable rates. Fixed rates remain the same for the stated period, no matter what happens in the money markets throughout the period. Typically, fixed rates are quoted for periods between 1 and 5 years. After the fixed rate period ends, your mortgage will normally revert to the lender’s standard variable rate, unless you specify another option.

Variable rates are either the lender’s standard variable rate, which normally moves with money market rates and which the lender may increase or decrease from time to time.

Phone
(01) 643 0900
bb
Fax
+1 916-875-2235
email
info@wp-domain.ltd
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